New Year's Resolutions

Thought I'd try a new way of making resolutions - backing into them so to speak. So one day I took out my card and thought I really should cancel this and then cut up the card. But after I had done it I thought, this would be a great New Year's Resolution. So Res. #1 - cancel and then cut up a credit card. Done and done. Now wasn't that easy!! Hmmmmm - what can I do next!!